LIC Recruitment 2016: Apply online for AAO Exam (Results)

LIC needs no introduction, a well-known brand name for the majority of us, is the biggest insurance company in India. Constituted by an Act of Parliament 60 years ago, Life Insurance Corporation of India presently operates from more than 3000 offices, and the managed-assets under the company already crossed a whopping 16 lakh crores. LIC is also one of the greatest employers in India; as of 2015, the company has a reported employee strength close to 1L, and, at least, 10 Lakh agents. The officers and regular employees in LIC of India are chosen through an online entrance test, that is now managed by IBPS.

Earlier, we have talked about IBPS recruitment to the insurance companies like UIIC, NICL and OICL for the post of Clerks and Officers. LIC also employs IBPS’s assistance for the selection of candidates to the job profiles of AAO (Assistant Administrative Officer) and ADO (Apprentice development officer).

Update: Check your LIC AAO Exam result here.

Job profile of an LIC Officer AAO/ADO.

Advantages of a career at LIC:

  • Duty of the AAO is generally office-oriented: assignments include managing accounts, communicating daily affairs with authorities, planning branch activities, implementing decisions taken at higher levels, dealing with legal matters, processing claims, marketing, taking advertising strategies, managing funds, etc.
  • LIC ADO or apprentice development officer is responsible for policy sales, and hiring new agents for the corporation. LIC ADO is one of the officials who trains and guides the agents on policy servicing and customer assistance.
  • AAO job is not directly involved in LIC policy sales, so they don’t have any targets. ADOs may have sale targets to achieve, and their promotion and emoluments are associated with the business they bring in.
  • AAO Job is suitable for both men and women. However, ADO position may involve traveling and field work; it would be difficult for the women officers who are not experienced in sales.
  • The latest salary figure of an LIC AAO is just above 40000/- (revision expected in 2016), and is more than what a Bank PO gets. ADOs have lower salaries, but their earning potential is unlimited on account of the commission revenue.
  • Sundays and Saturdays are holidays for LIC Officers.
  • LIC officers are entitled for life insurance at lower premium, health coverage, gratuity, PF, loans. etc.

One disadvantage of this career option is that the LIC requires the newly appointed officers to sign a job contract/bond for four years from the date of their joining. You will have to pay around 2 Lakhs to the corporation if you wish to switch to a better job in this period.

LIC Recruitment 2016

The LIC recruitment exercises the same arrangement of IBPS recruitments in the insurance category. Following chart represents the events planned for 2016’s intake.

LIC notifies the recruitment–> IBPS’s opens web form for the online registration—> Candidates get the call letter—> LIC Exam —-> Results on LIC website—> Interview call letter—> Common Interview –> Medical screening—> Final results—> Selection, followed by training and probation at LIC offices.

Update: Download LIC AAO Exam call letter here.

LIC Recruitment online registration dates

LIC announces the job vacancies on their official website, in the “careers” section. You can also find the dates and schedule of the ongoing LIC recruitment on this page.

The last LIC recruitment was for ADO selection. The registration for this hiring process ended on 03-06-2015. You can read schedule of the ADO exam on the ibps application page.

New* As of December 2016, LIC is taking online application from graduates to the post of AAO (Administrative Officers). One can register with IBPS to participate in the LIC Exam until 05-01-2016. The online examination for this recruitment is planned in March 2016.

LIC Recruitment dates

There is a total of 700 vacancies to which eligible candidates may apply through the IBPS web application form for LIC AAO exam. The application fee is 600 INR for general, and 100 INR for reserved candidates excluding transaction charges.


Registration for the LIC Of India AAO Recruitment ends. You can edit and submit or view your application status  here.

Latest eligibility requirement for LIC Recruitment

The minimum eligibility for applying LIC exam in 2016 is a Bachelor/Masters Degree from an Indian university approved by UGC/Government. There is also an age condition; candidates should be at least 21 years as on 01-12-2015 to apply for the recruitment in this session, and the upper age limit is 30 years. Legally allowed consideration in age-criteria is available for LIC employees, Ex-Servicemen, and other backward classes as listed below.

LIC Recruitment Eligiblity

LIC Exam Syllabus

Those who are preparing for bank exams would find the syllabus of the LIC Exam pretty similar to what you already know, but here the marking scheme is a bit different. The syllabus of the LIC Exam looks relatively simpler when matched to the two-stage exams IBPS conducts for Clerical Cadre in these days.

LIC Exam syllabus

Negative marking is there, and it will be like 1/4 of the mark assigned to each question. The English test in LIC Exam is just for a qualifying analysis, the 40 questions in this section carry zero marks.

IBPS will arrange a pre-exam training for the candidates applying for the LIC recruitment, who falls into the reserved category. Choose the appropriate option when you sign-up for the exam in order to get this facility.

 LIC Recruitment books

RPH publishers have released a new book for students getting ready for Insurance Exams to public companies like LIC, UIIC, NICL, and OICL. The latest 2015 edition of “LIC AAO Exam Guide” covers all sections of the syllabus, and also includes knowledge of insurance sector, current affairs and solved previous years question papers from 2011-2015. Click Here to buy the book.

LIC Interviews and allotment

The concluding stage of the LIC recruitment is the interview. Those who get the minimum expected score in all subjects will get an invitation on their registered mobile phone/email along with a link to download the hall ticket for the interview. LIC in association with IBPS will prepare a combined mark list after the interviews, and then comes the declaration of the final results. Those who get selected will undergo a medical screening as per the policies of the corporation, and subsequently get enlisted in the company for a probation period of up to two years.


  1. Arpita says:

    I tried filing up the formost but couldn’t. Now it shows registration ended.kindly help as today is the last date 5th January 2016

  2. ayushgowda says:

    if i recruit in LIC can i select our work area means location…………………….

  3. Thanks buddy

  4. Bulbul says:

    Only payment submission was left. I was face this problem from 3 days. How anyanyone can say that last day hai to error aa raha h open hone mein

  5. Sooraj says:

    Interesting comments! I wonder where these guys where when they had 20 days for registration!

    • Neah Kandola says:

      Interesting grammar.

  6. neha says:

    The last day of registration means that a day is left to apply. It is a humble request if date of applying could be extended as lot of candidates could not apply due to server issues. At least those who have partially done their registration should be given a chance.

  7. AJAY LOKHANDE says:


    • rockysingh says:

      Sale tunje patha exam ke bare me mujhe aj hi information mila..

  8. Mythili Ramani says:

    Sir please if you can do us some favour , on bahalf of us everyone, please do request the IBPS to extend the date for LIC AAO 2016 officially..Thanks in Advance

  9. shoojit says:

    My request to head of ibps to extend the date for LIC AAO for few days as lots candidate got server problem in last day and unable to fill form.

  10. IBPS says:

    The server is getting too may requests at a time, that is why you are unable to fill the form. Our request to all IBPS aspirants is, don’t wait until the last day to complete your online registration, at least from the next time.

    • Nikhil says:

      Sir is it possible that we get an extra day extended for registration

    • IBPS says:

      Please mail if you wish to request IBPS to extend the date.

    • Bulbul says:

      we are not waiting for last was not working for last 5 days . and if there is last date decided so please manage the website till that date.

  11. A Kurmaiah says:

    Please extend the date for one day. I am not able to access the site from yesterday night.

  12. raghav says:

    can’t register today! pls extend one day for registration. getting error “too many registrations at the moment, pls try after sometime!” since last 6 hours. 🙁

  13. A Kurmaiah says:

    I am trying from Yesterday night. Site is not accessible. Last date should be extended at least for one day.

  14. rajender negi says:

    SIR i have the problem to fill the form .. IS THE LAST DATE WILL BE EXTENDING OR NOT ..

  15. sikandar says:

    a khul kyu nahi raha hai re aaj last date de rakhi hai …

  16. Amit says:

    Is there any time limit for submitting form today? I ve filled all the details but the last submit button is not responding therefore unable to make the payment. Plz reply.

  17. vanaselvanathan says:

    SIR the server hang… but today is the last date .. so, how i can apply for aao

  18. rohit says:

    help please am getting multiple registration

  19. Viswanadha Lakshmikumar says:

    Sir my name is kumar i had registerd for lic aao xam but in my personal dtails i entered my date of birth wrongly how can i rectify this problem pls tell me

  20. madhu says:

    i hav sucesfuly paid the application fee but the confirmation mail was not sent to mail..wen wil it come?is application succesful or not???reply me sir

  21. sunil says:

    sir i am unable to upload my sign and photo that there is showing an error in uploading. what should i do??? today is the last date.. please assist me as soon as possible.

  22. srinivas says:

    sir photo cannot be uploaded please help me

  23. kamatchi says:

    sir i am unable to upload photo and signature. i tried number of times.

  24. Yasodha says:

    Sir, I tried to upload image and sign, today is the last date please help us sir…

  25. dayton says:

    sir I read this right now can I apply for “lic aao ” I am graduated.

    • IBPS says:

      Sure you can apply now, the last date is 05-01-16.

  26. mayank says:

    i am unable to upload the images as it shows some error while uploading. please assist as soon as possible

    • IBPS says:

      That was a temporary error, please try now. Use Google Chrome with JavaScript enabled.

  27. shana says:

    Hi, i have already applied for the post of AAO, under OBC category. How I will get pre-exam training?? Do I have to apply for it separately… Please tell me the procedure..

    • IBPS says:

      Yes, you have to register your name and details at an LIC divisional Office near to your location. The divisional office will inform you about the date and location of the training.

  28. ss says:

    dear sir/madam…..Iam pursuing btech final yr in ece stream…..with 65% aggrgate…..Iam I eligible to apply ibps exam

    • IBPS says:

      Please complete your course before applying for the exam.

  29. IBPS says:

    Let us know your doubts/questions in this area.

    • Mollika Chowdhury says:

      Sir, i am unable to upload my photo & sign for LIC AAO registration they say-( that there is problem in photo & Sign upload) whereas i have fullfilled all the criteria of uploading my photo & sign as per the terms & conditions mentioned while filling up the form. please help 5th jan 2015 is the last date.

      • IBPS says:

        It was a temporary error with the web application, please try now with your username and password.

        • Pradeep anand Rathnavel says:

          Hi we still facing the same issue & today is the last day. Please, Guide us here

        • sonali says:

          i failed to fill the form due to server error

    • ajitjlal says:

      sir, i am an Ex servicemen from navy equivalent to Havildar rank, retired on 31 aug 15… Am I not eligible to apply for LIC AAO. in the online application there is no option for ESM (EX SERVICEMEN). Only ECSO/SCSO options are given int he application…

  30. IBPS Help says:

    This is a test comment

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